302-11.201—When may my reimbursement for loan assumption fees or other similar fees exceed the 1 percent as specified in § 302-11.200(f)(2)?
Reimbursement may exceed 1 percent (as specified in § 302-11.200(f)(2) only when you provide evidence that the higher rate:
(a)
Does not include prepaid interest, points, or a mortgage discount; and
(b)
Is customarily charged in the locality where the residence is located.