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Title 24 - Housing and Urban Development
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SUBTITLE B—Regulations Relating to Housing and Urban Development
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CHAPTER II—OFFICE OF ASSISTANT SECRETARY FOR HOUSING—FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (parts 200 to 291)
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SUBCHAPTER B—MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES (parts 201 to 266)
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PART 203—SINGLE FAMILY MORTGAGE INSURANCE
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SUBPART B—Contract Rights and Obligations (§203.251 to §203.499)
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SUBPART B—Contract Rights and Obligations (§203.251 to §203.499)
203.251—Definitions.
203.255—Insurance of mortgage.
203.256—Insurance of open-end advance.
203.257—Creation of the contract.
203.258—Substitute mortgagors.
203.259—Method of payment of MIP.
203.259a—Scope.
203.260—Amount of mortgage insurance premium (periodic MIP).
203.261—Calculation of periodic MIP.
203.262—Due date of periodic MIP.
203.264—Payment of periodic MIP.
203.265—Mortgagee's late charge and interest.
203.266—Period covered by periodic MIP.
203.267—Duration of periodic MIP.
203.268—Pro rata payment of periodic MIP.
203.269—Method of payment of periodic MIP.
203.270—Open-end insurance charges.
203.280—One-time or Up-front MIP.
203.281—Calculation of one-time MIP.
203.282—Mortgagee's late charge and interest.
203.283—Refund of one-time MIP.
203.284—Calculation of up-front and annual MIP on or after July 1, 1991.
203.285—Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992.
203.288—Discontinuance of adjusted premium charge.
203.295—Voluntary termination.
203.315—Termination by conveyance to other than Commissioner.
203.316—Termination by prepayment of mortgage.
203.317—Termination by voluntary agreement.
203.318—Notice of termination by mortgagee.
203.319—Pro rata payment of premiums and charges.
203.320—Notice and date of termination by Commissioner.
203.321—Effect of termination.
203.330—Definition of delinquency and requirement for notice of delinquency to HUD.
203.331—Definition of default, date of default, and requirement of notice of default to HUD.
203.333—Reinstatement of defaulted mortgage.
203.340—Special forbearance.
203.341—Partial claim.
203.342—Mortgage modification.
203.343—Partial release, addition or substitution of security.
203.345—Postponement of principal payments—mortgagors in military service.
203.346—Postponement of foreclosure—mortgagors in military service.
203.350—Assignment of mortgage.
203.351—Application for insurance benefits and fiscal data.
203.353—Certification by mortgagee.
203.355—Acquisition of property.
203.356—Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements.
203.357—Deed in lieu of foreclosure.
203.358—Direct conveyance of property.
203.359—Time of conveyance to the Secretary.
203.360—Notice of property transfer or pre-foreclosure sale and application for insurance benefits.
203.361—Acceptance of property by Commissioner.
203.362—Conditions for withdrawal of application for insurance benefits.
203.363—Effect of noncompliance with regulations.
203.364—Mortgagee's liability for property expenditures.
203.365—Documents and information to be furnished the Secretary; claims review.
203.366—Conveyance of marketable title.
203.367—Contents of deed and supporting documents.
203.368—Claims without conveyance procedure.
203.369—Deficiency judgments.
203.370—Pre-foreclosure sales.
203.371—Partial claim.
203.377—Inspection and preservation of properties.
203.378—Property condition.
203.379—Adjustment for damage or neglect.
203.380—Certificate of property condition.
203.381—Occupancy of property.
203.382—Cancellation of hazard insurance.
203.385—Types of satisfactory title evidence.
203.386—Coverage of title evidence.
203.387—Acceptability of customary title evidence.
203.389—Waived title objections.
203.390—Waiver of title—mortgages or property formerly held by the Secretary.
203.391—Title objection waiver with reduced insurance benefits.
203.400—Method of payment.
203.401—Amount of payment—conveyed and non-conveyed properties.
203.402—Items included in payment—conveyed and non-conveyed properties.
203.402a—Reimbursement for uncollected interest.
203.403—Items deducted from payment—conveyed and non-conveyed properties.
203.404—Amount of payment—assigned mortgages.
203.405—Debenture interest rate.
203.406—Maturity of debentures.
203.407—Registration of debentures.
203.408—Form and amounts of debentures.
203.409—Redemption of debentures.
203.410—Issue date of debentures.
203.411—Cash adjustment.
203.412—Payment for foreclosure alternative actions.
203.414—Amount of payment—partial claims.
203.415—Delivery of certificate of claim.
203.416—Amount and items of certificate of claim.
203.417—Rate of interest of certificate of claim.
203.420—Nature of Mutual Mortgage Insurance Fund.
203.421—Allocation of Mutual Mortgage Insurance Fund income or loss.
203.422—Right and liability under Mutual Mortgage Insurance Fund.
203.423—Distribution of distributive shares.
203.424—Maximum amount of distributive shares.
203.425—Finality of determination.
203.426—Inapplicability to housing in older declining urban areas.
203.427—Statute of limitations on payment of distributive shares.
203.430—Sale of interests in insured mortgages.
203.431—Sale of insured mortgage to approved mortgagee.
203.432—Effect of sale of insured mortgage.
203.433—Assignments, pledges and transfers by approved mortgagee.
203.434—Declaration of trust.
203.435—Transfers of partial interests.
203.436—Claim procedure—graduated payment mortgages.
203.437—Mortgages involving a dwelling unit in a cooperative housing development.
203.438—Mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
203.439—Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act.
203.439a—Mortgages on property in Allegany Reservation of Seneca Nation of Indians authorized by section 203(q) of the National Housing Act.
203.440—Definitions.
203.441—Insurance of loan.
203.442—Contract created by Insurance Certificate or by endorsement.
203.443—Insurance premium.
203.457—Voluntary termination of contract.
203.458—Termination by prepayment of loan.
203.459—Notice of termination by lender.
203.462—Pro rata payment of premium before termination.
203.463—Notice and date of termination by Commissioner.
203.464—Effect of termination.
203.466—Definition of delinquency and requirement for notice of delinquency to HUD.
203.467—Definition of default, date of default, and requirement of notice of default to HUD.
203.469—Reinstatement of defaulted loan.
203.471—Special forbearance.
203.472—Relief for borrower in military service.
203.473—Claim procedure.
203.474—Maximum claim period.
203.476—Claim application and items to be filed.
203.477—Certificate by lender when loan assigned.
203.478—Payment of insurance benefits.
203.479—Debenture interest rate.
203.481—Maturity of debentures.
203.482—Registration of debentures.
203.483—Forms and amounts of debentures.
203.484—Redemption of debentures.
203.486—Issue date of debentures.
203.487—Cash adjustment.
203.488—Sale of interests in insured loans.
203.489—Sale of insured loan to approved lender.
203.491—Effect of sale of insured loan.
203.492—Assignments, pledges and transfers by approved lender.
203.493—Declaration of trust.
203.495—Transfers of partial interests.
203.496—Actions to be taken by mortgagee or lender.
203.499—Effect of amendments.
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