642.2—Definitions.
As used in this part:
(a)
Simple and easy to understand means:
(1)
A layered format as described in § 642.3 of this part ;
(2)
Plain language designed to be understood by ordinary consumers; and
(3)
Use of clear and concise sentences, paragraphs, and sections.
(i) Examples.
For purposes of this part, examples of factors to be considered in determining whether a statement is in plain language and uses clear and concise sentences, paragraphs, and sections include:
(A)
Use of short explanatory sentences;
(B)
Use of definite, concrete, everyday words;
(D)
Avoidance of multiple negatives;
(E)
Avoidance of legal and technical business terminology;
(F)
Avoidance of explanations that are imprecise and reasonably subject to different interpretations; and
(G)
Use of language that is not misleading.
(b)
Principal promotional document means the document designed to be seen first by the consumer, such as the cover letter.