The following businesses are eligible to receive assistance from SBA through its service providers:
    
    
        
        (a) 
         Businesses which qualify as small under  part 121 of this title, and which are located in urban or rural areas with a high proportion of unemployed or low-income individuals, or which are owned by such low-income individuals; and
     
    
        
        (b) 
         Businesses eligible to receive 8(a) contracts.